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WebBread Savings is an online bank formerly known as Comenity Direct. Bread Savings offers five terms of CDs. They range from a one-year CD to a five-year CD. Read Bankrate's … WebJan 9, 2024 · The final section looks ahead to the next economic cycle and lays out our best guess as to where CD rates will be in January 2025. Data Sources & Methodology. We used historical CD rate data from the … WebMar 22, 2024 · The opportunity might not last. The fed-funds rate, which banks use to set savings and CD rates, now appears more likely to fall than rise further. Declining … family tree builder 8.0